Florida Statute Chapter 159, also referred to as the Revenue Bond Act of 1953. This primarily deals with bond financing for local governments, particularly for projects like sewer, water, and other public facilities. Zoning letters help ensure compliance with local zoning laws, which can have major implications for property use and future development.

Zoning letters are used to verify the current zoning classification of a property, ensuring that any proposed development or use, diligently complies with local zoning ordinances.

County permits and county reports serve clear purposes. County permits are needed for specific activities, like new construction, home additions and development. This is to ensure theres compliance, with local regulations and safety standards. County reports, on the other hand, these are documents that contain information and data about various aspects of the county.

A mortgage is the legally binding document that secures a property as collateral for a loan. Whereas, a promissory note is the borrower’s promise to repay the loan. The mortgage gives the lender a lien on the property, meaning they can foreclose if the borrower defaults on the promissory note.

A plat map is a recorded map showing land divisions, often for an entire neighborhood or development. Whereas, a survey is a more detailed analysis of a specific property, focusing on the physical characteristics and boundaries. Plats are more often used for subdivision and zoning purposes. While surveys are used to identify encroachments, easements, and other specific details pertiaining to a lot.

An HOA estoppel (also known as a resale certificate or estoppel letter) is a legally binding document that discloses the financial status of a property within a homeowners’ association (HOA) to a potential buyer or lender, ensuring all outstanding fees and assessments are accounted for before a sale or financing transaction.

The estoppel letter will include:

• The current balance owed to the HOA, including any delinquent fees, fines, or special assessments.
• Information about any outstanding violations or legal issues involving the property. 
• The HOA’s name, contact information, and the property’s address. 
• Details about any related associations (e.g., master association, sub-association). 
• Information about the homeowner’s rights and responsibilities within the HOA.

Zoning letters are used to verify, to confirm the current zoning classification of a property. Ensuring that any proposed development or use complies with local zoning ordinances.

Zoning letters usually include:

• The specific zoning district the property is located in.
• Permitted uses based on the zoning classification. 
• Any applicable zoning regulations, restrictions, or development standards. 
• Information about any non-conforming uses or structures .
• Details about any approved entitlements or variance.

Real estate fraud is becoming an issue for many homeowners, in the State of Florida. This illegal practice comes in the form of deception. This scheme comes in the form of buying, selling, renting, or financing of property. It involves manipulating the transfer of property through deceit, misrepresentation, or other dishonest means. This to gain ownership or take advantage of others, unknowingly. The common types of fraud target mortgage, deed and title owneship(s). There are various scams targeting buyers, sellers, and renters alike.

A notary is a public officer authorized by the state of Florida to witness the signing of legal documents. They administer oaths, and perform other administrative functions. The primary function of a notary,  is to prevent fraudulent activity by verifying the identity of individuals signing documents and ensuring that the individual(s), understand the contents of the documents they are signing.